Comprehensive watercraft insurance for Florida’s boating enthusiasts.

Why Consider Watercraft Insurance:

Florida is a paradise for boating enthusiasts, offering beautiful coastlines, pristine lakes, and vibrant waterways perfect for all kinds of watercraft. Whether you own a boat, jet ski, or other personal watercraft, it’s essential to have the right insurance to protect your investment and enjoy worry-free adventures on the water. At St. Pete Insurance Agency, we provide specialized watercraft insurance tailored to meet the unique needs of Florida boaters, ensuring you have comprehensive coverage and peace of mind.

Why Watercraft Insurance is Essential in Florida:

Florida’s waterways are some of the busiest in the country, making it crucial for boat and jet ski owners to have reliable insurance coverage. Watercraft insurance not only protects your investment from damage or theft but also covers liability risks associated with boating accidents. Given the state’s susceptibility to hurricanes and tropical storms, having the right insurance is essential for safeguarding your watercraft against natural disasters.

Key Features of Watercraft Insurance:

Watercraft insurance policies are designed to provide extensive coverage for all types of boats, jet skis, and other personal watercraft in Florida. Key features include:

  • Liability Coverage: Protects you against financial loss if you are found legally responsible for an accident that causes injury or damage to someone else’s property.
  • Collision Coverage: Pays for damage to your watercraft resulting from a collision with another vessel or object, regardless of who is at fault.
  • Comprehensive Coverage: Covers non-collision-related damage to your watercraft, such as theft, vandalism, fire, and natural disasters.
  • Uninsured/Underinsured Boater Coverage: Protects you if you are involved in an accident with a boater who has insufficient or no insurance.
  • Medical Payments Coverage: Covers medical expenses for you and your passengers in the event of an accident.
  • Personal Effects Coverage: Provides additional protection for personal items and equipment on your watercraft, ensuring your valuables are covered.
  • Towing and Assistance: Covers the cost of emergency towing and assistance if your watercraft becomes disabled on the water.

Additional Benefits of Watercraft Insurance:

  • Hurricane Haul-Out Coverage: Offers reimbursement for the cost of hauling your boat out of the water to a safe location in preparation for an approaching hurricane.
  • Fuel Spill Liability: Provides coverage for the costs associated with fuel spills, protecting you from potential environmental liabilities.
  • Salvage and Wreck Removal: Covers the expenses of salvaging or removing your watercraft if it becomes stranded or sunk.
  • Flexible Payment Options: We offer a variety of payment plans and discounts to make your watercraft insurance affordable and convenient.

At St. Pete Insurance Agency, we understand the unique needs of Florida’s boating community. Our experienced agents work with you to create a customized insurance policy that offers the best protection for your specific watercraft. We are dedicated to providing personalized service and expert guidance, ensuring that you have the coverage you need at a price you can afford.

Don’t Wait, Call Us Today:

Watercraft insurance is an essential investment for Florida boaters, providing comprehensive protection and peace of mind on the water. With St. Pete Insurance Agency, you can enjoy your boating adventures with confidence, knowing that you and your watercraft are well-protected. Contact us today to learn more about our watercraft insurance options and get a free quote. Let us help you find the perfect coverage so you can make the most of Florida’s beautiful waterways.

Contact us for more personalized solutions.

Schedule a meeting with one of our licensed agents and we’ll customize a plan to meet all of your needs.

Trusted by Florida’s top insurance companies:

Our Mission.

At St. Pete Insurance, we are dedicated to delivering tailored insurance solutions that protect assets, mitigate risks, and foster trust within our community.


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“The team at St. Pete Insurance is amazing.

They provide great communication and are extremely helpful when it comes to finding the right insurance coverage. Highly recommend!”

Doug R.

5 Star Google Review

“They exceeded my expectations in every way.

If you want excellent, professional service and save a lot of money; make sure you call St. Pete Insurance today!”

Najla K.

5 Star Google Review

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