Why Consider Condo Insurance:

Owning a condo in Florida offers a unique lifestyle, with access to beautiful beaches, vibrant cities, and a warm climate year-round. However, condo owners in Florida also face unique risks, from hurricanes to water damage. At St. Pete Insurance Agency, we understand the specific insurance needs of condo owners in Florida and offer comprehensive condo insurance policies designed to protect your investment and provide you with peace of mind.

Why Condo Insurance is Crucial in Florida:

While your condo association’s insurance covers the building’s structure and common areas, it does not typically cover your interior fixtures, personal belongings or liability. This is where condo insurance comes in. Condo insurance provides coverage for your personal belongings, “bolts in” construction, and liability protection. In Florida, where hurricanes and tropical storms are a common occurrence, having the right condo insurance can mean the difference between a minor inconvenience and a major financial loss.

What Condo Insurance Covers:

Each of our condo insurance policies is tailored to meet the unique needs of condo owners in Florida. Most policies cover damage caused by hurricanes, fires, and other specified perils. Additionally, they include personal property coverage to protect your belongings against theft, vandalism, or damage. We also offer liability coverage, which protects you if someone is injured in your unit or if you accidentally damage someone else’s property.

Additional Benefits of Condo Insurance:

• Loss Assessment Coverage: Talk to your agent about providing coverage for special assessments levied by your condo association for covered losses to the building or common areas.
• Additional Living Expenses Coverage: If your condo becomes uninhabitable due to a covered loss, our policies provide coverage for additional living expenses.
• Discounts and Savings: We offer a variety of discounts and savings opportunities to help you save on your condo insurance premium. These include discounts for installing security features in your unit, having a good claims history, and more.

Don’t Wait, Call Us Today!

Protecting your Florida condo is essential, and our condo insurance policies are designed to provide you with the coverage you need at a price you can afford. With St. Pete Insurance Agency, you can have peace of mind knowing that your condo and belongings are protected, no matter what comes your way. Contact us today to learn more about our condo insurance options and get a free quote.

Schedule a meeting with one of our licensed agents and we’ll customize a plan to meet all of your needs.