Enjoy your golf cart adventures knowing that you are well-protected.

Why Consider Golf Cart Insurance:

Florida’s sunny climate and beautiful landscapes make it a perfect place for golf cart enthusiasts. Whether you use your golf cart for leisurely rides around the neighborhood, quick trips to the beach, or navigating the greens, having the right insurance is crucial. At St. Pete Insurance Agency, we offer specialized golf cart insurance tailored to meet the unique needs of Florida residents, including coverage for street-legal golf carts. Ensure your peace of mind with our comprehensive policies designed to protect your investment and your adventures.

Why Golf Cart Insurance is Essential in Florida:

Florida’s laws and lifestyle make golf cart insurance a necessity. While golf carts are fun and convenient, they are also vulnerable to accidents, theft, and damage. Street-legal golf carts, which can be driven on certain public roads, face additional risks. Proper insurance not only safeguards your golf cart but also covers liability risks, protecting you from financial loss in case of accidents or damages.

Key Features of Golf Cart Insurance:

Golf cart insurance policies are designed to provide extensive coverage for all types of golf carts in Florida. Key features include:

  • Liability Coverage: Protects you against financial loss if you are found legally responsible for an accident that causes injury or damage to someone else’s property. This is especially important for street-legal golf carts operating on public roads.
  • Collision Coverage: Pays for damage to your golf cart resulting from a collision with another vehicle or object, regardless of who is at fault.
  • Comprehensive Coverage: Covers non-collision-related damage to your golf cart, such as theft, vandalism, fire, and natural disasters.
  • Uninsured/Underinsured Motorist Coverage: Protects you if you are involved in an accident with a driver who has insufficient or no insurance.
  • Medical Payments Coverage: Covers medical expenses for you and your passengers in the event of an accident.
  • Custom Parts and Equipment Coverage: Offers additional protection for custom parts, equipment, and accessories, ensuring your golf cart is fully covered.
  • Street Legal Coverage: Provides specific coverage options for golf carts that are modified to be street legal, ensuring compliance with Florida state laws and regulations.

Additional Benefits of Golf Cart Insurance:

  • Roadside Assistance: Provides emergency roadside services, including towing and battery assistance, so you can ride with confidence.
  • Flexible Payment Options: We offer a variety of payment plans and discounts to make your golf cart insurance affordable and convenient.
  • Expert Guidance: Our experienced agents understand the unique needs of Florida golf cart owners and provide personalized service to help you choose the right coverage.

At St. Pete Insurance Agency, we are dedicated to providing the best insurance solutions for Florida’s golf cart enthusiasts. Our experienced agents work with you to create a customized insurance policy that offers the best protection for your specific needs. We are committed to ensuring that you have the coverage you need at a price you can afford, with exceptional customer service every step of the way.

Don’t Wait, Call Us Today:

Golf cart insurance is an essential investment for Florida residents, providing comprehensive protection and peace of mind on and off the course. With St. Pete Insurance Agency, you can enjoy your golf cart adventures knowing that you are well-protected. Contact us today to learn more about our golf cart insurance options and get a free quote. Let us help you find the perfect coverage so you can fully enjoy the Florida lifestyle with confidence.

Contact us for more personalized solutions.

Schedule a meeting with one of our licensed agents and we’ll customize a plan to meet all of your needs.

Trusted by Florida’s top insurance companies:

Our Mission.

At St. Pete Insurance, we are dedicated to delivering tailored insurance solutions that protect assets, mitigate risks, and foster trust within our community.


Integrity & Trust

Innovation & Adaptability

Commitment to Excellence

“The team at St. Pete Insurance is amazing.

They provide great communication and are extremely helpful when it comes to finding the right insurance coverage. Highly recommend!”

Doug R.

5 Star Google Review

“They exceeded my expectations in every way.

If you want excellent, professional service and save a lot of money; make sure you call St. Pete Insurance today!”

Najla K.

5 Star Google Review

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