Why Consider Renters Insurance:

Renting a home or apartment in Florida offers a convenient and flexible lifestyle, whether you’re enjoying the beaches, exploring the cities, or embracing the vibrant culture. However, as a renter in Florida, it’s important to protect your personal belongings and liability with renters insurance. At St. Pete Insurance Agency, we offer renters insurance policies designed specifically for Florida residents, providing you with peace of mind and financial protection.

Why Renters Insurance is Crucial in Florida:

While your landlord’s insurance covers the building, it does not protect your personal belongings or liability as a renter. Renters insurance is designed to fill this gap, providing coverage for your personal belongings in case of theft, fire, or other covered perils. Additionally, renters insurance includes liability coverage, which protects you if someone is injured in your rental or if you accidentally damage someone else’s property. In Florida, where hurricanes and tropical storms are common, renters insurance can provide valuable protection for your belongings.

What Renters Insurance Covers:

Our renters insurance policies are tailored to meet the specific needs of renters in Florida. This includes coverage for your personal belongings, such as furniture, electronics, clothing, and more. Our policies also include liability coverage, which protects you in case someone is injured in your rental or if you accidentally damage someone else’s property. Additionally, renters insurance provides coverage for additional living expenses if your rental becomes uninhabitable due to a covered loss, such as temporary housing and food.

Additional Benefits of Renters Insurance:

• Replacement Cost Coverage: Purchase replacement cost coverage for your personal belongings, ensuring that you can replace them at today’s prices.
• Personal Property Floater: Tell your agent if you have valuable items such as jewelry, art, or electronics. A personal property floater can provide additional coverage for these items.
• Discounts and Savings: We offer a variety of discounts and savings opportunities to help you save on your renters insurance premium. These include discounts for having a security system in your rental, being a non-smoker, and more.

Don’t Wait, Call Us Today!

Renters insurance is an essential investment for Florida residents, providing you with the protection you need for your personal belongings and liability. With St. Pete Insurance Agency, you can have peace of mind knowing that your rental and belongings are protected, no matter what comes your way. Contact us today to learn more about our renters insurance options and get a free quote.

Schedule a meeting with one of our licensed agents and we’ll customize a plan to meet all of your needs.